AIA HOME LOAN
AIA fixed rate home loan is a home financing solution, for new purchases as well
as refinancing of existing property loan. Buying your dream home is one of the most important decisions you will
likely make and choosing the right home loan solution that best suits your needs is the key to ensure your long
term peace of mind.
WHAT IS THIS PRODUCT
Age: 18 - 65 YEARS
Loan Duration: 5 - 35
Minimum Loan Amount: RM100,000
1 “Why house prices remain high”, The Star, accessed on 24 February2016
2 “Consumer Price Index Malaysia June 2015”, Department of Statistics Malaysia, accessed on 15 January, 2016
WHY AIA HOME LOAN?
You will know how much to pay
Home is where the heart is. In this fact paced day and age, we all want to have a home and haven for our family. A
place of love, comfort and security for the family. However, life is never a series of predictable events. While
some problems and setbacks are easily overcome, many others may not be. Oftentimes, external circumstances will
disrupt out routine lifestyle and comfort zones. We may be forced to give up part of our lifestyle that we
treasured as well as our comforts in life.
Helping you secure your home
With our fixed rate home loan, you will always
know exactly what your home loan repayments are. You will even increase your household savings at a time when
others may be digging in their pockets to cover their revised home loan repayments.
How does the AIA Home Loan help you own a home with total peace of mind?
If you currently have a home loan with a financial institute that is pegged to the Base Rate (BR) or Base Lending
Rate (BLR), then you will know that the rate has increased and effectively your home loan repayments have also
increased. With AIA Home Loan, you are guaranteed* that the monthly instalments are fixed and you will own
your house at the end of the tenure.
At AIA, we guarantee* you an interest rate that is fixed for the entire tenure of the loan. You do
not have to worry about the fluctuations in the BR/BLR. When you subscribed to an AIA Home Loan, we fix your installment and the tenure of the loan. By paying your fixed
installment monthly, you will own your home at the end of the tenure.
*Terms & Conditions apply
Talk to our Life Planner now to find out how AIA Home Loan can benefit you and help you to own your dream house on time.